HB4131 requires Michigan insurers to cover telemedicine the same as in-person visits, as long as it’s appropriate for the patient’s care. Insurers cannot demand face-to-face visits if telemedicine is suitable. Coverage includes co-pays and deductibles, and secure audio or video must be used. This applies to policies issued or renewed after the bill takes effect.
The Michigan State House of Representatives passed HB4131 on May 21, 2024 by a vote of 98 to 9. We have assigned pluses to the nays because mandating specific coverage requirements for insurance policies is an overreach of government power. This mandate interferes with the free market by compelling insurance companies to offer coverage for certain conditions, stripping away their rights as a business.