S00825 requires insurance coverage by every large group policy to include medical, major medical, or comprehensive-type coverage for pre-exposure prophylaxis and post-exposure prophylaxis to prevent HIV infection.

The New York State Assembly passed S00825 on February 1, 2023 by a vote of 140 to 2. We have assigned pluses to the nays because mandating specific coverage requirements for insurance policies is an overreach of government power. This mandate interferes with the free market and commerce by compelling insurance companies to offer coverage for certain conditions, stripping away their rights as a business.

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